Finding The Perfect Engagement Ring

By Maryl Joop


I recently proposed to my girlfriend and I am happy to say she is now my fiance. However, a lot of thought went into the proposal and even more thought and preparation went into purchasing her engagement ring (which she was very happy with). Here are some guidelines to follow when it comes to finding and buying her ring.

Recreation is an important part of every life, and finding a way for you and your family to enjoy the world and the opportunities it provides is an important part of living a full life. As you seek to find the kinds of opportunities you will enjoy in your life and that will help you to be happier as you spend your weekends recreating, you will be able to experience life more fully and grow closer to your family.

The next question to answer is what she wants in the ring. Things to ask her (she may not know the answers so have pictures prepared) include: the type of metal (white gold, yellow platinum, etc.), the type of stones (white diamonds, rubies, sapphires, etc.), the shape of the stone (round, pear, princess, marquise, etc. ), the style of the ring (there are dozens have her identify a few that she likes), separate or welded wedding band. Lastly, you need to know her ring size. When purchasing a ring you want her exact size (jewelers will have no problems sizing the ring for you).

This one is more personal and there really is no rule here other than pleasing your girlfriend. It used to be said that two months' salary was the right amount but ignore folklore and look at your finances. It probably is not worth going into debt just to begin a marriage but it is up to you. Knowing your spending limit will help you when making decisions later.

But beyond the awesomeness of boating, you cannot forget of the cost it may have for your family. Deciding to buy a boat is an important decision for which you need to think of the different consequences, and find a way to balance your desire with the costs that it may have for you and your family.

The cut of the stone is crucial to the stone's beauty and sparkle. While diamonds do come in different shapes the cut refers to the workmanship of cutting the diamond to allow the diamond facets to interact with light. Different jewelers may use their own grading system to measure the quality of cut but there are different proportions of a diamond's cut. While it is not necessary to go into every portion of a diamond cut it is important to understand the three effects the cut may have on light. The cut will determine the proportions of the diamond.

Also check into financing options for the ring. If you are planning on taking out a loan this is vital to ask if you have the money consider it anyway. Luxury goods like rings can boost your credit rating. Even though I had the cash I took out a loan that I can pay back interest free over six months to help boost my credit score.

Maintenance and fueling are other costs that you should consider as you think about buying a boat. You will need to ensure that your boat is safe on the water so you can maximize your fun and minimize the danger. By keeping your boat well maintained, you will be able to feel comfortable on the water.

Return home with your arsenal of information and lay it out before you (again mine was in excel). Continue to eliminate stores that after the visit don't meet your standards. Identify a handful of potential rings you could use. Remember to consider the stone you will select, its quality and accompanying price. Now, you may want to check back with your girlfriend to see if your choices are acceptable but that depends on her preferences. After you have weighed the pros and cons of each select your ring and return to the store. Locate your ring, sign the necessary papers (make sure to read these) and purchase the ring. Now on to your proposal, good luck my friend.




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