It is usually a good idea for you to get insurance on anything that you buy or own. The common things that people get insurance on are their house, car, and other expensive purchases. Having insurance on your items means that if something happens that is out of your control you can get reimbursed the value of the item since it is covered.
Sadly many insurance claims do not happen as quickly and carefully as most people would prefer. Bad faith claims are what happens when the insurance company disregards their good faith relationship that was established when they started doing business with you. It can be a very stressful situation when something happens to something you own and the insurance company just will not pay up. If you should find yourself in a spot like this you might just need the help of a Houston insurance lawyer to help you get reimbursed.
First and Third Party Bad Faith
There are two different kinds of bad faith claims, first and third party claims. First party bad claims include things your insurance company failing to go through and process your claim. You could also consider it a bad faith claim if the company does not do a good job investigating the claim that you call in. An example of this type of claim would be if your car house was damaged due to flooding and they never came to look at it but still denied your claim.
If they take to long to pay you between the time you file your claim and the time it is settled this could also be considered bad faith. The general rule of thumb is a year is too long to wait, if it has been that long you have been wronged and deserve what you are owed. Keep in mind this only applies to situations when the insurance company has all of the evidence they need to make their decision.
The third part bad faith claims are a little different. If you ever find yourself in a case where your insurance company is not trying to defend your claim or if they are being negligent in a way that is requiring you to have trouble proving that you are owed something for the damages this would be considered third party bad faith. No matter what kind of bad faith claim you are involved in a Houston insurance lawyer can help you solve this issue in court.
How a Houston Insurance Lawyer can Help
These kinds of situations can be extremely long and drawn out, and you do not want to be stuck dealing with it yourself. Getting a Houston insurance lawyer to help you get reimbursed is a great decision because it is what they are trained to do. Cases in which insurance companies participate in bad faith claims are more common than you might believe. When you have experience on your side, you are going to get the best possible results.
If you take the time to explain to the lawyer what happened with the insurer and have the proper documentation to prove it you will stand a better chance at winning your case. Lawyers are here to help for just such a situation so the best thing to do is let them do their job so that your situation can be resolved as quickly as possible.
Sadly many insurance claims do not happen as quickly and carefully as most people would prefer. Bad faith claims are what happens when the insurance company disregards their good faith relationship that was established when they started doing business with you. It can be a very stressful situation when something happens to something you own and the insurance company just will not pay up. If you should find yourself in a spot like this you might just need the help of a Houston insurance lawyer to help you get reimbursed.
First and Third Party Bad Faith
There are two different kinds of bad faith claims, first and third party claims. First party bad claims include things your insurance company failing to go through and process your claim. You could also consider it a bad faith claim if the company does not do a good job investigating the claim that you call in. An example of this type of claim would be if your car house was damaged due to flooding and they never came to look at it but still denied your claim.
If they take to long to pay you between the time you file your claim and the time it is settled this could also be considered bad faith. The general rule of thumb is a year is too long to wait, if it has been that long you have been wronged and deserve what you are owed. Keep in mind this only applies to situations when the insurance company has all of the evidence they need to make their decision.
The third part bad faith claims are a little different. If you ever find yourself in a case where your insurance company is not trying to defend your claim or if they are being negligent in a way that is requiring you to have trouble proving that you are owed something for the damages this would be considered third party bad faith. No matter what kind of bad faith claim you are involved in a Houston insurance lawyer can help you solve this issue in court.
How a Houston Insurance Lawyer can Help
These kinds of situations can be extremely long and drawn out, and you do not want to be stuck dealing with it yourself. Getting a Houston insurance lawyer to help you get reimbursed is a great decision because it is what they are trained to do. Cases in which insurance companies participate in bad faith claims are more common than you might believe. When you have experience on your side, you are going to get the best possible results.
If you take the time to explain to the lawyer what happened with the insurer and have the proper documentation to prove it you will stand a better chance at winning your case. Lawyers are here to help for just such a situation so the best thing to do is let them do their job so that your situation can be resolved as quickly as possible.
About the Author:
If you need assistance from a Houston Home Insurance Dispute Lawyer, contact Powers Law Firm today. Our experienced insurance claims attorneys are available to provide assistance with all types of bad faith insurance lawsuits.
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