In the chaos and confusion caused by car accidents, most people are not thinking about which party is responsible or their insurance. There are, however, a few key things to remember when it comes to liability. It is always best to have a reputable car accident attorney that you can consult with if you have any questions about one of these events in Sedalia, MO.
Statements To Avoid
There are a variety of things you should do at the scene of an accident. However, try to remember not to do the wrong thing, especially if it looks like you're responsible. Don't admit that you were at fault by saying things like "I didn't even know you were there, " or "I'm sorry." That doesn't mean you should withhold necessary information, but you should watch what you say. If you have enough insurance, your insurance company defends any claim made against you, including personal injury and property damage.
States With No-Fault Laws
If you live in a no-fault state (there are dozen of these, but MO isn't one of them), you don't have much to worry for minor accidents. If you are at fault for a major accident, you could face a liability claim or personal injury lawsuit over a car accident. In that case, you might need a Car Accident Attorney to advise you on your next steps.
Sufficient Automobile Coverage
If you are in possess of sufficient insurance for covering all accident-related losses, you will receive a defense from your own insurer. This, however, will likely make your premium increase, particularly if you happen to have been at fault.
If You Don't Have Car Insurance
If you are responsible for an auto accident and lacked any coverage whatsoever, you are in violation of state law. This means that you will be held personally liable for all injuries incurred by passengers and other drivers, as well as for all property damages and damages to all vehicles in this event. Find out what your options are by talking with a car accident attorney right away.
Statements To Avoid
There are a variety of things you should do at the scene of an accident. However, try to remember not to do the wrong thing, especially if it looks like you're responsible. Don't admit that you were at fault by saying things like "I didn't even know you were there, " or "I'm sorry." That doesn't mean you should withhold necessary information, but you should watch what you say. If you have enough insurance, your insurance company defends any claim made against you, including personal injury and property damage.
States With No-Fault Laws
If you live in a no-fault state (there are dozen of these, but MO isn't one of them), you don't have much to worry for minor accidents. If you are at fault for a major accident, you could face a liability claim or personal injury lawsuit over a car accident. In that case, you might need a Car Accident Attorney to advise you on your next steps.
Sufficient Automobile Coverage
If you are in possess of sufficient insurance for covering all accident-related losses, you will receive a defense from your own insurer. This, however, will likely make your premium increase, particularly if you happen to have been at fault.
If You Don't Have Car Insurance
If you are responsible for an auto accident and lacked any coverage whatsoever, you are in violation of state law. This means that you will be held personally liable for all injuries incurred by passengers and other drivers, as well as for all property damages and damages to all vehicles in this event. Find out what your options are by talking with a car accident attorney right away.
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