Steps To Take If You Have Been Injured At Work Metairie LA

By Patricia Wagner


If you have been hurt at work, you need to know what you can do to be compensated. In Louisiana, employers are required to provide their employees with workers compensation insurance. If they have been injured at work Metairie LA residents should take several steps so that they can file their workers compensation claim successfully and get a fair settlement amount for their injuries.

One of the important steps to take is to inform your employer about your injuries right away. You may miss work due to your injuries. By informing your employer about the incident, you will comply with workers compensation regulations. The state of Louisiana requires workers to report accidents within a short time after they occur so that they can be compensated. Reporting the incident will raise your chances of receiving benefits soon.

Getting the contact information and the names of the witnesses of the accident is also wise. Note that, insurers and your employer may dispute the details of your case. Your witness will be useful if this is the case. He or she will back up your claims and confirm that you sustained injuries at work and not elsewhere.

The other important step to take after sustaining injuries is to seek prompt medical treatment. If you are severely injured, it may be necessary to be taken to an emergency room or an urgent care clinic. Nevertheless, if the injuries are not that severe, you can request your employer whether he or she prefers that you be treated by a certain doctor or if you can visit the doctor of your choice. If you are not happy with the services you receive from the physician your employer recommends, you can look for another one.

When speaking to your employer about your injuries, describe all the necessary details. It is possible that you got injured but you are not suffering from a particular trauma. In such a case, stress, or repetitive overuse may have caused your medical symptoms and you need to report the details of this. Insurance firms and the workers compensation system will consider what you say when you are describing your injuries. Therefore, ensure that you describe the details consistently and accurately in your first report.

An insurer may also ask you to fill and sign an authorization form, allowing it to gain access to your medical records. If the insurer will just examine the medical records that relate to the injuries you sustained at work, then the request is reasonable. Nonetheless, consider speaking to a lawyer who assists people to file workers compensation claims before you sign such an authorization form.

Chances are that the insurance firm will also request you to provide it with a recorded statement describing the incident. Generally, it is not wise to give such a statement to the insurance firm without consulting with a lawyer first. With the help of a lawyer, you can also file for a workers compensation claim easily.

It is also vital to visit your doctor or other healthcare worker regularly. Keeping the records of the treatments received is also essential. This way, the insurance company will not assume that you have received treatment or that your injuries are minor. If you follow these tips, your workers compensation claim will be valid and successful.




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