Benefits Of Hiring A Long Term Disability Benefits Lawyer

By Ryan Jackson


Sometimes injuries or illnesses happen that prevent us from working our jobs any longer. You may have filed a claim for disability with your employer and been met with a denial. This is why should hire a long term disability benefits lawyer to help you with your case.

It is often in your best interest to hire an LTD attorney at the outset of your filing your claim, however, if you have filed on your own and been denied, then it is essential that you get the proper help with your appeal to increase your chances of winning your case with the insurance company. An LTD attorney can help you file your appeal.

Having an experienced attorney working hard on your side ensures your chances of winning your appeal if you are initially denied benefits. They know the laws regarding disability and can help you fight for your rights against the insurance company. They have many years of experience in dealing with the law and insurance companies who deny claims.

You have approximately 180 days to file an appeal with your insurance company after the initial denial. An attorney can work within this time frame to get all the necessary paperwork and evidence needed for your claim, even when the insurance company has closed your file to further information, an attorney knows how to work around this stipulation and get the necessary information for your case.

They do this by asking important and specific questions of your doctors that are often not asked during the initial claim about your disability and functioning level. An attorney will also gather other evidence and records important in proving your case. They will also act as your representative in dealing with the insurance company.

A good LTD attorney is well versed in the disability laws and can help you get the benefits that you deserve. Often you can hire them on a contingency basis which means they do not get paid unless you win. They will go over their fee schedule with you during your first consultation with them.

Working with an attorney regarding your disability claim is in your best interest when it comes to dealing with LTD insurance companies. Many insurance providers do not like to pay out money to disabled workers and will do everything they can within legal limits not to. When you hire an attorney to work with you and for you, they know the tricks of the trade and can often get you the benefits that you need and deserve.

If your disability prevents you from working your job and you have disability benefits insurance through your employer, you need to speak with an experienced LTD attorney right away. They can help guide you through the entire process and improve your chances of getting the benefits that are rightfully yours. You should not attempt to get through this process on your own without legal representation to help you.




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