For anyone who has ever been involved in an auto accident, the first feelings of confusion and fear are common. When it does happen, things are usually made even worse by the fact that there might be injuries, even serious injuries, and emotions are running high. Regardless, however, there are important things for you to do at the scene of the accident as well as immediately afterward.
Even if you've gotten into a minor fender bender, you should not just drive off. More serious accidents require the exchange of insurance information, and calling the police may be appropriate. When there are injuries, all parties must remain on site until the police tell them they are free to go.
The next thing you should do after an accident is to ensure that everyone is not injured. If there are injured people, you must call for help. If someone needs medical attention, you need to call for medical assistance or send someone to have it sent. If someone is unconscious or they complain of pain, don't move them until they are in immediate danger.
Next, call the police. In some areas, the police will not respond to an accident call unless there is an injury or a fatality. Regardless, it is important that you initiate the action of notifying the authorities. They may come to take a report, which is an important part of substantiating your claim. If the police do not respond or take a report over the phone, you will need to gather the information you need for your records.
If there are witnesses to the wreck, you need to encourage them to stay and talk to the police. They may have a clearer idea than you of what actually happened. Once the police have left, you can go home and think about your next move.
Calling the insurance agent should be high on your list. The adjuster will come out and assess the damage to your car. If you have medical expenses, you need to keep meticulous records. Documenting everything is very important.
Even if you've gotten into a minor fender bender, you should not just drive off. More serious accidents require the exchange of insurance information, and calling the police may be appropriate. When there are injuries, all parties must remain on site until the police tell them they are free to go.
The next thing you should do after an accident is to ensure that everyone is not injured. If there are injured people, you must call for help. If someone needs medical attention, you need to call for medical assistance or send someone to have it sent. If someone is unconscious or they complain of pain, don't move them until they are in immediate danger.
Next, call the police. In some areas, the police will not respond to an accident call unless there is an injury or a fatality. Regardless, it is important that you initiate the action of notifying the authorities. They may come to take a report, which is an important part of substantiating your claim. If the police do not respond or take a report over the phone, you will need to gather the information you need for your records.
If there are witnesses to the wreck, you need to encourage them to stay and talk to the police. They may have a clearer idea than you of what actually happened. Once the police have left, you can go home and think about your next move.
Calling the insurance agent should be high on your list. The adjuster will come out and assess the damage to your car. If you have medical expenses, you need to keep meticulous records. Documenting everything is very important.
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