Work Comp Lawyer Cedar Rapids

By Dennis Fisher


Not all workers who have suffered injuries will need services of attorneys. As a matter of fact, the workers compensation system is one that is administrative and designed to be easy for workers to use. If the claims are straight forward and there are no disputes from employers or insurers, a worker is able to settle claims on their own. In considering services of a work comp lawyer cedar rapids offers many options and there are many considerations.

There are instances in which the services of attorneys are not required. If the injury in question is minor and is able to heal with treatment, it is possible that an attorney will not be needed. There are some types of claims that insurers are not likely to dispute. These include injuries that are clearly work related, those which do not need medical treatment and those that never involve very long periods off work. They are also unlikely to dispute those that lead to permanent injury.

When there are disputes with insurers, there are chances you will need to get an attorney. You should obtain evidence to be able to challenge position of an insurer. Their position includes hiring of witnesses, taking depositions and request for independent doctors to do the examination. This requires knowledge and skills that only attorneys have. There are many instances in which worker claims get denied.

There are different instances in which insurers deny worker claims. For example, they might say that the injury in question is not in any way related to work that they do or that the claims were filed late. With a workers comp system, it will be possible to appeal such denials. While appeals procedures are varied from a state to another, it is required that you file formal paperwork. There are legal mechanisms for evidence gathering that need to be used before the case gets presented for hearing.

A lawyer will also be needed when disability rating gets disputed. Most of the workers comp settlements and awards are normally for permanent injury claims. The benefits are normally arrived based on permanent disability rating of the individual. In the event that the insurer does not agree with the assigned rating by the doctor, they may ask that the worker attends independent medical exams with a doctor that they choose.

IME doctors in most cases will assign lower rating to workers and that is where you will need an attorney. The lawyer greatly assists with getting a settlement that is fair or they will convince the judge to grant a higher rating. If the worker in question had a pre existing condition, they will need a lawyer because it is likely that the insurer will dispute their claims.

For workers that receive government benefits, lawyers will be needed. The benefits are reduced for those that receive workers comp benefits. With the help of an attorney, you will be able to minimize level to which the benefits are reduced.

The question of whether the services of the attorneys is worth the charges is an important one. In many cases, the attorneys never charge hourly. Rather, they charge contingency fee which is some percentage of the recovered benefits. Many states have got caps on contingency charges.




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