A Workers Compensation Insurance policy is in place in each of the fifty states. It was put into place for protection of both employer and employee. An on-the-job accident resulting in injuries will always have coverage for medical care. Part of his salary will be paid. This can be explained in detail by a Sedalia Workers Compensation Attorney.
The reasons for this coverage have no additional requirements. If an employer is not willing to provide a safe place to work, he will not be held responsible for additional cost. If an employee is hurt due to his own negligence, he will still be compensated. Medical care and partial pay will be provided.
It is referred to as a no-fault system for these reasons. The employee cannot be deprived of medical attention or partial salary. The employer is protected from being sued for punitive damages. It is a mandatory insurance program.
In any injury that is not work-related, the victim can sue for medical, lost wages and punitive damages. Under the Workmans Compensation insurance policy, punitive damages are not an option. Therefore a negligent employer who neglects safety concerns in the workplace cannot be forced to pay any amount for punitive damages.
In the unfortunate event of an employee being killed at work, workmans compensation insurance pays death benefits. This is mandated by state statutes. Federal statutes, or laws, cover those who are employed by the federal government.
There are accusations of fraud within the system. This is a highly controversial topic. Some insist it is extremely low. Others maintain the monetary losses to be as high as seven billion dollars or more. No one can prove it either way.
Any worker can fall off a ladder at his house on the weekend. He may then report it as a workplace injury. There is no investigating attorney to look out for the employers interests. A fraudulent claim against him can be impossible to contest.
The reasons for this coverage have no additional requirements. If an employer is not willing to provide a safe place to work, he will not be held responsible for additional cost. If an employee is hurt due to his own negligence, he will still be compensated. Medical care and partial pay will be provided.
It is referred to as a no-fault system for these reasons. The employee cannot be deprived of medical attention or partial salary. The employer is protected from being sued for punitive damages. It is a mandatory insurance program.
In any injury that is not work-related, the victim can sue for medical, lost wages and punitive damages. Under the Workmans Compensation insurance policy, punitive damages are not an option. Therefore a negligent employer who neglects safety concerns in the workplace cannot be forced to pay any amount for punitive damages.
In the unfortunate event of an employee being killed at work, workmans compensation insurance pays death benefits. This is mandated by state statutes. Federal statutes, or laws, cover those who are employed by the federal government.
There are accusations of fraud within the system. This is a highly controversial topic. Some insist it is extremely low. Others maintain the monetary losses to be as high as seven billion dollars or more. No one can prove it either way.
Any worker can fall off a ladder at his house on the weekend. He may then report it as a workplace injury. There is no investigating attorney to look out for the employers interests. A fraudulent claim against him can be impossible to contest.
About the Author:
Rick Koenig is a Sedalia workers compensation attorney that is dedicated to helping those people who have been injured. If you think that you should be compensated for your injuries, visit http://www.rickkoenig.net right now, for more details.
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